OnComply vs Readylane
Both collect compliance documents through a link instead of a login, and both keep you audit-ready. OnComply covers the full vendor checklist, adds can-work/can-pay enforcement, and publishes every plan's price.
14-day free trial · No credit card required · Every plan's price is published
OnComply vs Readylane, side by side
Readylane is a supplier-compliance platform with a link-based portal and public plans priced by supplier count. OnComply shares that philosophy and matches it on audit-ready records. The differences are the entry price, the document scope, and what happens when a document expires.
| OnComply | Readylane | |
|---|---|---|
| Entry price | $29/mo flat ($348/yr), published ($29 to $999 a month by vendor count, Enterprise beyond that) | Published plans priced by supplier count, entry around $4,200/yr |
| How you buy | Self-serve: 14-day free trial, no credit card required | Self-serve checkout, with a demo path for larger programs |
| Vendor experience | Vendors get one link and upload, fill, and sign everything without creating an account | Link-based supplier portal (“A link, not a login”) |
| Enforcement | Live can-work / can-pay status per vendor; work and payment are blocked the moment a document expires, with the exact reason shown | Evidence collection, review ownership, and renewal chasing |
| Audit readiness | Append-only audit log of every action, plus one-click exports: compliance summaries, upcoming expirations, and full e-signature evidence packages | Audit-export focus, with supplier evidence organized for the moment someone asks |
| Document scope | Every plan includes W-9s, COIs, ACH forms, licenses, fill-and-sign contracts, and custom forms, with no per-document fees | Supplier-compliance evidence across supplier, transportation, manufacturing, construction, and food & beverage verticals |
| Best for | GCs, property managers, and AP teams. Plans run from 10 to 500 vendors, with an Enterprise lane beyond that | Supplier-compliance programs in supply-chain verticals |
Readylane details reflect its public website and published materials as of August 2026. If something is out of date, email admin@oncomply.biz and we will correct it.
Feature for feature
OnComply covers the whole vendor onboarding checklist in one portal, including documents beyond COIs. Here is the full capability set side by side.
| Capability | OnComply | Readylane |
|---|---|---|
| COI tracking & validation | Automatically extracts coverage limits, effective dates, and insured name, then validates them against your per-group minimums | Supplier insurance evidence collection and review |
| W-9 collection | Extracted and validated automatically: name, TIN, entity classification, address, signature | Not advertised |
| Real-time IRS TIN verification | Cross-checks vendor EINs against IRS records during onboarding, $0.95 per verification | Not advertised |
| ACH / banking collection | Checksum-validated routing and account numbers, e-signed authorization PDF, envelope-encrypted, masked by default behind step-up authentication | Not advertised |
| Contract fill & sign | Any PDF with fillable fields; every signature ships a cryptographic evidence package (digests, event log, timestamps) | Not advertised |
| License & certificate tracking | Trade, professional, and business licenses plus tax-exemption certificates, with expiration alerts | Not advertised |
| Custom forms & custom PDFs | Build your own fields, validation logic, and extraction rules | Not advertised |
| Can-work / can-pay enforcement | Independent work and payment flags with reason codes and configurable grace periods. Vendors are blocked the moment a document lapses | Not advertised |
| Automatic renewals | Reminders plus scoped renewal links, so vendors resubmit only what expired | |
| Document review | Confidence-scored extraction with a manual review queue and auditable overrides | Its team owns document review |
| Audit trail & exports | Append-only log of every action; one-click compliance, expiration, e-signature, and audit-log exports | |
| API & webhooks | Real-time eligibility API (single + bulk), scoped keys, signed webhooks with retry, SFTP delivery | Not advertised |
| Accounting sync | QuickBooks Online vendor sync with verified-vendor release | Not advertised |
| No-login vendor experience | One link on any device, with no account and no app download |
“Not advertised” means we could not find the capability on Readylane's public site as of August 2026. If we got one wrong, email admin@oncomply.biz and we will correct it.
Choose OnComply if…
- You want to start small and scale the same platform past 500 vendors, without a four-figure entry commitment.
- You need W-9s, ACH forms, licenses, and signed contracts collected alongside COIs.
- You want enforcement on top of audit-ready records: expired documents block work and payment automatically.
- You're a GC, property manager, or AP team tracking subs and vendors, not a supply-chain program.
Choose Readylane if…
- Your compliance program lives in supply-chain verticals like transportation, manufacturing, or food & beverage.
- You want a vendor whose guarantee terms (such as its money-back window) matter to your procurement process.
- Its supplier-count bands happen to price well at your exact volume.
Common questions
What is the main difference between OnComply and Readylane?
They share a philosophy: collect compliance evidence through a link, not a login, and put the full product on every plan. Both keep audit-ready records. The differences are the entry point, scope, and enforcement. OnComply starts at $29/mo (Readylane's published entry is around $4,200/yr as of August 2026), collects the full vendor checklist beyond insurance evidence, and turns document status into live can-work/can-pay enforcement, so a lapsed COI blocks work and payment automatically.
Can OnComply produce audit-ready records like Readylane?
Yes. Every action by every user is logged with timestamps in an append-only audit trail, and one-click exports cover compliance summaries, upcoming expirations, e-signature evidence packages (signature image, timestamp, IP address, document fingerprint), and the full audit log. When someone asks for the file, the answer is ready.
Is OnComply only for small teams?
No. Plans start at $29/mo for 10 vendors specifically so small operations aren't priced out, but the same platform runs through Growth, Scale, and Business tiers up to 500 vendors, and an Enterprise lane covers custom vendor limits, negotiated billing, and ERP/AP integrations beyond that.
How do the entry prices compare?
At the entry level, yes: OnComply's Micro plan is $29/mo ($348/yr) for up to 10 vendors, against a published Readylane entry around $4,200/yr as of August 2026. At larger vendor counts, compare the published tiers directly. Every OnComply price is on the pricing page.
Do my vendors need to create an account with OnComply?
No. Vendors complete everything through a single link, with no login, no account, and no app download. They upload documents, fill and sign PDFs, and submit forms on any device in one session.
Can I switch from Readylane to OnComply?
Yes. Create your vendor groups, set document requirements, and invite vendors with one link. Most teams are collecting within a day. Because vendors don't need accounts, there is no vendor-side migration to manage.
See it with your own vendors
Set up a vendor group in 15 minutes and send one real invite. No card required, and the pricing you saw above is the pricing you pay.